Africans do not depend on Credit System

Nobody have come close to answering the question as to why Africa is poor. Africans do not depend on a credit system. A credit system I mean the use of credit cards, Mortgage system, car loans etc. Pull the credit system away from the West (Americans and the Europeans) and they will equally be as poor as the Africa. The only thing holding the average people up in the WEST is their credit system. If the average Africans have the same benefit (credit system) as the West we will not be discussing this topic. I bet the Africans can afford a house, car, and food items by the use of credit.

In comparison, Africans are richer than the average middle class Westerners. Whatever an African owns it’s his own, does not belong to a bank; where by it will be repossess when payment are in default. If you think you are well off because you live on a credit system, you are really narrow minded.

I like how you think. It is always good to think outside the box. Africa is a very rich continent but most people do not see. They classify Africa as the pooorest continent because of the GDP figures which is a false indication. Poverty has many angles and income is just one of them. Africans are the happiest people on this planet.